Kia of St. Cloud
Factory Incentives Serving Stearns County, Minnesota
As of 12/15/2019
Change Your Location:
2019 Kia Optima EX / SX / S
  (expires: 01/02/2020)
Offer 1: $3000 Kia Cash1
Offer 2: $3000 Kia Bonus2   *MC
36 months AT STD
48 months AT STD
60 months AT STD
72 months AT STD

Offer 3:
36 months AT 0.00% + $0
48 months AT 0.00% + $0
60 months AT 0.00% + $0
66 months AT 0.00% + $0
72 months AT 0.90% + $0
84 months AT 2.90% + $0

Offer 4:
36 months AT 6.00% + $2,500
48 months AT 6.00% + $2,500
60 months AT 6.00% + $2,500
66 months AT 7.00% + $2,500
72 months AT 8.75% + $2,500
75 months AT 9.25% + $2,500

Offer 5:
36 months AT 3.00% + $2,500
48 months AT 3.00% + $2,500
60 months AT 3.00% + $2,500
66 months AT 3.25% + $2,500
72 months AT 4.00% + $2,500
75 months AT 4.25% + $2,500

Offer 6:
36 months AT 7.00% + $2,500
48 months AT 7.00% + $2,500
60 months AT 7.00% + $2,500
66 months AT 7.75% + $3,000
72 months AT 9.25% + $2,500
75 months AT 9.75% + $2,500

Offer 7:
36 months AT 9.00% + $2,500
48 months AT 9.00% + $2,500
60 months AT 9.00% + $2,500
66 months AT 9.75% + $2,500
72 months AT 10.75% + $2,500

Offer 8:
36 months AT 4.25% + $2,500
48 months AT 4.25% + $2,500
60 months AT 4.25% + $2,500
66 months AT 4.75% + $2,500
72 months AT 6.25% + $2,500
75 months AT 7.00% + $2,500

Offer 9:
36 months AT 3.75% + $2,500
48 months AT 3.75% + $2,500
60 months AT 3.75% + $2,500
66 months AT 4.00% + $2,500
72 months AT 5.50% + $2,500
75 months AT 6.25% + $2,500

Offer 10:
36 months AT 5.25% + $2,500
48 months AT 5.25% + $2,500
60 months AT 5.25% + $2,500
66 months AT 6.00% + $2,500
72 months AT 7.75% + $2,500
75 months AT 8.50% + $2,500

Specials Available With This Program
1 More Specials Available. Contact dealer to see if you qualify.
Holiday Select VIN Sticker Sales Event Retail Bonus Cash (Expires: 01/02/2020)
$2000.00 Incentive.

Qualified customers may receive Holiday Sticker Event Retail Bonus Cash towards purchase



Military Program (Expires: 01/02/2020)
$400.00 Incentive.

Active service personnel/veterans of the armed forces (US Armed Forces/Reserves active duty, retired, honorably discharged, or disabled) may receive special incentives on select vehicles. Proof of active service or discharge, current Earnings Statement, copy of honorable discharge papers or certificate, bank statement indicating pension, disability earning from United States Armed Forces or a document indicating future pension eligibility required Not transferable to friends or family members (besides spouse).






Disclosure:
*MC - Denotes that Manufacturer Financing is required to receive Incentives.

(1) Total Cash of $3000 Includes:
      $3000.00 Kia Customer Cash. Offer good through 01/02/2020

(2) Total Cash of $3000 Includes:
      $3000.00 Kia Customer Cash. Offer good through 01/02/2020

APR based on Kia Motors Financing

Monthly Payment Per $1000 Financed utilizing rates above: Offer good Through 01/02/2020
36 Month 48 Month 60 Month 66 Month 72 Month 84 Month
0.00%: $27.78 0.00%: $20.83 0.00%: $16.67 0.00%: $15.15 0.90%: $14.27 2.90%: $13.17
Monthly Payment Per $1000 Financed utilizing rates above: Offer good Through 01/02/2020
36 Month 48 Month 60 Month 66 Month 72 Month 75 Month
6.00%: $30.42 6.00%: $23.49 6.00%: $19.33 7.00%: $18.30 8.75%: $17.90 9.25%: $17.61
Monthly Payment Per $1000 Financed utilizing rates above: Offer good Through 01/02/2020
36 Month 48 Month 60 Month 66 Month 72 Month 75 Month
3.00%: $29.08 3.00%: $22.13 3.00%: $17.97 3.25%: $16.57 4.00%: $15.65 4.25%: $15.21
Monthly Payment Per $1000 Financed utilizing rates above: Offer good Through 01/02/2020
36 Month 48 Month 60 Month 66 Month 72 Month 75 Month
7.00%: $30.88 7.00%: $23.95 7.00%: $19.80 7.75%: $18.66 9.25%: $18.15 9.75%: $17.86
Monthly Payment Per $1000 Financed utilizing rates above: Offer good Through 01/02/2020
36 Month 48 Month 60 Month 66 Month 72 Month
9.00%: $31.80 9.00%: $24.89 9.00%: $20.76 9.75%: $19.64 10.75%: $18.91
Monthly Payment Per $1000 Financed utilizing rates above: Offer good Through 01/02/2020
36 Month 48 Month 60 Month 66 Month 72 Month 75 Month
4.25%: $29.64 4.25%: $22.69 4.25%: $18.53 4.75%: $17.25 6.25%: $16.69 7.00%: $16.50
Monthly Payment Per $1000 Financed utilizing rates above: Offer good Through 01/02/2020
36 Month 48 Month 60 Month 66 Month 72 Month 75 Month
3.75%: $29.41 3.75%: $22.47 3.75%: $18.30 4.00%: $16.90 5.50%: $16.34 6.25%: $16.14
Monthly Payment Per $1000 Financed utilizing rates above: Offer good Through 01/02/2020
36 Month 48 Month 60 Month 66 Month 72 Month 75 Month
5.25%: $30.08 5.25%: $23.14 5.25%: $18.99 6.00%: $17.83 7.75%: $17.41 8.50%: $17.23


Disclaimer:

Listed Incentives are available for registrations at the location shown above: Use "Change Location" for your area.Information Provided by Automotive Information Systems, Inc: Information is Reliable but not guaranteed. Finance Offers (APR) are available to qualified buyers subject to Credit Approval, not all buyers will qualify.

Contact Dealer for any program details, rules or incentive questions